Terms and Conditions

Last Updated: 05-09-2024 11:38:56

Terms of Use

The use of the website, www.credlawn.com and / or any other associated website (hereinafter referred to as "Site" or "Website") is subject to the terms of a legal agreement between the user of the website and Credlawn India Private Limited (Hereinafter referred to as the "Company") incorporated under the provisions of the Companies Act, 2013, having its registered office at 1st Floor, Plot No-22, Zone-ll, M.P. Nagar, Bhopal-462011.

The following terms and conditions will be deemed to have been accepted by you ("User") on mere validation and / or usage of the services of this website. You are requested to read them carefully before you visit / use the services of the site.

• By using the Website, the User agrees to follow and be bound by the terms and conditions concerning your use of the Website. The Company may revise the Terms of Use at any time without notice to the User.
• The Company can terminate or suspend a User’s access at any time if their activities violate the Terms of Use or privacy policy. Even after termination, the disclaimers of warranty, accuracy of information, and indemnification terms remain in effect.
• All Materials on this site belongs to the Company. No Material from this Site may be copied, modified, reproduced, republished, uploaded, transmitted, adopted, posted or distributed in any form without prior written permission from the Company.
• The Company does not guarantee the accuracy or usefulness of any information, data, materials, or services provided on the Site. This includes any implied warranties about their quality or suitability for a specific purpose.
• This Site, including all materials, information, software, products, and services, is provided “as is” and “as available.” The Company disclaims all warranties, whether express or implied, including those of merchantability, fitness for a specific purpose, and non-infringement.
• The Company is not responsible for any damage to your computer or loss of data from visiting, using, or downloading content from the Site.
• The Company won’t be liable for any damages, including direct, incidental, or consequential damages (like lost profits, business interruptions, or data loss) from using or not being able to use the Site, or from errors and inaccuracies in the information or services provided.
• The Client agrees to protect and cover the Company and its affiliates, employees, and others appointed by the Company from any losses, costs, or legal fees related to the use of materials and services on the Site. While the information on the Site is believed to be reliable, the Company does not guarantee its accuracy or completeness.

The Company makes no warranty that:

• The Site will meet your requirements.
• The Site will be available on an uninterrupted, timely, secure, or error-free basis.
• The results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable.
• The User agrees that the Company can share their information with third parties if needed to provide services effectively. The Company may also use this information to offer a more personalized experience.
• You agree to receive updates and promotional communications via email, phone, WhatsApp, and/or SMS from the Company and its partners at the contact details you’ve provided.
• By using the Website or the Company’s services, or asking the Company to contact you, you agree to these Terms of Use and consent to receive communications via email, phone, or SMS from the Company or its affiliates using the contact details you provided.
• The Company is not responsible for the accuracy of information provided by third parties or their representatives. However, the Company will take reasonable steps to verify and ensure the accuracy and completeness of Client Information before using it.
• By using this website, the User agrees that the information provided does not constitute financial or professional advice and should not be considered a recommendation to purchase any products or services from the Company. The Company strongly advises seeking independent professional advice before making any purchasing decisions.
• The User agrees and understands that the Company is not liable for any information or quotes provided by third parties through the Website. The User also acknowledges that the products and services displayed on the Website are offered by third parties, not the Company, and that the Company has no control over them.
• The User agrees and understands that the Company is not liable for any loss or damage resulting from the purchase of products or the use of services provided by third parties through the Website. The Company strongly advises Users to thoroughly evaluate and verify any products or services before making a purchase or engaging with them.
• The User agrees and understands that calls to the Company’s support desk (via the numbers listed on the Website) may be monitored or recorded for training and service improvement purposes.
• The User agrees and understands that the products displayed are examples and not recommendations. The Company may receive fees from lenders or brokers but does not charge the User. The User should review all terms, including interest rates and fees, before applying for any loan or credit card.

Intellectual Property and Submissions:

• The User agrees that, unless expressly stated otherwise, any comments, feedback, information, or materials submitted through this Site become the Company’s property. By submitting such content, the User grants the Company worldwide rights to use, copy, publish, or distribute it without compensation.
• The User acknowledges that the Website’s content and technology, including text, images, and software, are protected by intellectual property rights owned by the Company or third parties. All trademarks and copyrighted materials are the property of their respective owners. The User agrees not to remove any copyright or proprietary notices without the Company’s written permission.

Permission to use information/ Materials on this Website:

Permission is granted to electronically copy and print limited portions of the Materials on this Site solely for personal and non-commercial use. Any other use, including copying, reproducing, distributing, or modifying the Content, requires prior written permission from the Company.

The User agrees not to:

• Modify, republish, or redistribute the Materials without express written consent.
• Use the Materials for telemarketing, direct marketing, or commercial email.
• Reverse engineer, decompile, or alter the Website’s technology.
• Use software to extract information about the Website or users.
• Frame, reformat, or interfere with the Website’s proper operation.
• Impose excessive load on the Website’s infrastructure or attempt unauthorized access.

Account Security and Registration:

• The User agrees to keep their password and Login ID confidential, as these are needed to access the service. The User is responsible for maintaining the security of their account and computer, and for all activities that occur under their account. The User should log out after each session and notify the Company immediately of any unauthorized use or security breaches. The Company is not liable for unauthorized use unless directly attributable to the Company.
• The User must provide accurate and current registration information and update it as needed. Misrepresenting identity or attempting unauthorized access is prohibited. Additional terms and conditions apply to the purchase of services, which should be read carefully.

Automated Access Policy:

• The Website may use methods like robots.txt files and HTML meta tags to control automated access. The User agrees not to use robots, spiders, scrapers, or other automated tools to access the Website for any purpose, including offline searches or mirroring, without express written permission. The User also agrees not to bypass any robot exclusion methods or other measures implemented by the Company to restrict access.

Data Protection and Liability:

• We take reasonable measures to protect your information in line with the Information Technology Act, 2000. However, you agree that the Company is not liable for any data loss that could not be prevented despite our efforts. For details, view our privacy policy here.

Governing law and Jurisdiction:

This Agreement is governed by the laws of India. In accordance with the Information Technology Act, 2000, the Grievance Officer’s name and contact details are provided below:

Abhishek Sharma

Credlawn India Private Limited
1st Floor, Plot No-22, Zone-2, M.P. Nagar, Bhopal-462011

Phone: +91 83193 56214

Email: admin@credlawn.com

The User agrees that any disputes related to transactions involving products or services displayed on the Website but offered by third parties must be resolved directly with those third parties.

Amendment in terms of use:

The Company may update these Terms of Use periodically. We encourage you to review this policy regularly. Changes will be posted on this page, with significant updates highlighted. Each version will display its effective date at the top.

Miscellaneous:

• These Website Terms constitute the entire agreement between you and the Company, except as may be modified by the Company in the future.
• Do not use information from the Company’s Website to send unsolicited bulk emails, solicitations, or inquiries. Such actions violate the Website Terms.
• The Company reserves the right to investigate complaints or violations of the Website Terms and take appropriate action. This may include reporting suspected illegal activity to law enforcement, regulators, or other third parties, and disclosing necessary information such as user profiles, email addresses, usage history, posted materials, IP addresses, and traffic information.